Bankruptcy Overview

CHANGES IN BANKRUPTCY LAW
Sweeping changes in bankruptcy law took effect in October, 2005. The changes are most evident in consumer bankruptcy, especially the debt liquidations filings under Chapter 7 debt discharge or Chapter 13 repayment plans. Our Albany and Valdosta offices also provide advise to individuals and businesses regarding current debt relief options.
Consumer Bankruptcy - Chapter 7 and Chapter 13

The landscape has changed in consumer bankruptcy. At Kelley, Lovett & Blakey, we guide people through the process and help protect their home and other assets from forclosure or liquidation.

Our Georgia bankruptcy attorneys sit down with clients and review their financial situation. Depending on the results of the means test, we work with them on Chapter 7 debt discharge or Chapter 13 repayment plans. Our Albany and Valdosta offices also provide debt-counseling services to clients in the southwest Georgia area.

BUSINESS BANKRUPTCY - Chapter 11
Our law firm represents all types of businesses in debt reorganization matters. We work with corporations throughout the area in Chapter 11 filings.

STOP FORCLOSURE
If you need immediate protection from creditors, call the bankruptcy lawyers at KELLEY, LOVETT & BLAKEY, P.C. We help individuals and businesses who need debt protection.